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Please read these terms of use meticulously before accessing, viewing, or using the website. By interacting with the website in any of these ways, you agree to comply with all the Terms of Use. If you do not consent to the Terms of Use, you do not have permission to access, view, or use the website.
The Terms of Use do not alter the terms and conditions of any agreement you may have with the Patel Family Office (PFO). Unless explicitly stated otherwise in a signed agreement between you and PFO, the Terms of Use represent the complete agreement between you and PFO and supersede all prior or concurrent negotiations, discussions, or agreements about this website.
You hold sole responsibility for maintaining the confidentiality of all details provided by you during the registration and login process, including the login details required to access your account on the website and any information you provide that PFO may use to confirm or retrieve your login details. You also bear the responsibility for maintaining the confidentiality of all information required by you to access any of the Services on the website without the requirement of logging into the website, including folio numbers, personal details, and other scheme-related authentication information. You are to inform PFO immediately via the Contact Us link on the website in the event your Login Details are compromised in any manner.
PFO holds no liability for any losses caused to you due to any action undertaken by you which compromises your Login Details.
By providing us with your email address and mobile number, you consent to receive all required notices and information electronically, to that email address or mobile number. It is your duty to update any changes to your email address and mobile number. PFO shall not be liable for any unauthorized use or access unless it is proved that the unauthorized use or access occurred solely due to reasons directly attributable to PFO.
You agree that all information submitted by you to complete your registration and login to the website is truthful to the best of your knowledge. You consent that any information you provide to PFO for the purposes of registering with and logging into the website will be used by PFO in line with its Privacy Policy, and may be retained by PFO subsequent to termination of registration with the website.
You consent that PFO may use your Information for the purpose of internal analysis and to improve the quality of its services and offerings, subject to the terms of the Privacy Policy.
Any misrepresentation in providing the Information shall render the Services void ab initio, but without any recourse on PFO. PFO shall not be held accountable for any reason whatsoever if the Information is incorrect at any point in time. Failure to provide accurate and complete information during registration may prohibit the user from availing the Services.
You consent and accept that all facts, data, customer databases, information, manuals, details, materials, reports, and any other information given or communicated either physically to You or electronically via the website will be the sole property of PFO and will be kept confidential by you.
You are granted a limited, non-exclusive right to create a “hypertext” link to the website, provided that such link is to the entry or home page of this website and does not portray PFO or any of its initiatives or services in a false, misleading, derogatory, or otherwise defamatory manner. This limited right may be revoked by PFO at any time for any reason.
You may not use, frame, or utilize framing techniques to enclose any PFO trademark, logo or trade name or other proprietary information including the Materials found at or on the website, the content of any text or the layout/design of any page of the website or any form contained on a page of the website without the explicit prior written consent of PFO in each instance. Additionally, you may not use any meta-tags or any other “hidden text” utilizing PFO or any of its affiliates’ names, trademarks, or product names without explicit written consent from PFO in each instance.
You shall not bypass, disable, or otherwise interfere with security-related features of the website or features that prevent or restrict use or copying of any Materials and/or Third-Party Content or enforce limitations on use of the website or any such content therein.
You consent to defend, indemnify, and hold harmless PFO and its affiliates, officers, directors, owners, operators, employees, licensors, and agents, from and against any and all claims, actions, demands, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney’s fees) arising from, related to, or in connection with: (i) your use of and access to the Website, including without limitation any Materials contained herein; (ii) your violation of any of these Terms of Use; and/or (iii) your violation of any third-party right, including without limitation any Third Party Content or any other third-party copyright, property, or privacy right in connection with your use of or access to the Website.
Any materials on the Website, including without limitation any documentation, content, text, data, graphics, images, video and audio clips, interfaces or other materials, information or works of authorship are copyrighted materials (i) owned by PFO or (ii) provided by third-party licensors and suppliers to SWFI®. All rights not expressly granted in and to the Website, the Materials, and the Third-Party Content are reserved to their respective owners, subject to copyright and other intellectual property rights under United States and foreign laws and international conventions. You agree to abide by all copyright notices and trademark, information and other restrictions in connection with the website, including without limitation any Materials and Third-Party Content therein.
PFO is committed to compliance with all federal, state, and local fair practice laws. PFO will not discriminate against any person because of race, color, religion, national origin, sex, familial status, disability, or any other specific classes protected by applicable laws. PFO will allow any reasonable accommodation or reasonable modification based upon a need. The person requesting any reasonable modification may be responsible for the related expenses.